Download your digital Pink Card

Gone are the days of rustling through your glove compartment, frantically looking under a pack of stale gum and behind crumpled up receipts, in search of your proof of car insurance – your pink card. Well, those days are almost gone. That’s because certain places in Canada have introduced electronic pink cards, also known as pink slips. Digital pink cards can be downloaded to either your phone's mobile wallet or to the digital wallet within the TD Insurance app.

Where this new regulation has passed, drivers can now legally show their car insurance on a mobile device such as a phone or tablet. Digital proof won’t entirely replace the original printed copy though, it’s in addition to. Insurance companies will continue to send their customers the paper version for one year, along with an option to download the digital version. Both forms will be accepted by law¹.

But what happens if you need your insurance and you forgot your phone somewhere, or have a dead battery? Or even worse, your screen is so badly cracked that your insurance slip is illegible? It’s the driver’s responsibility to make sure their device can properly display the necessary insurance documents². And also, why it’s probably a good idea to carry both a paper and digital copy, just in case.

If safety and privacy are your concern, you can breathe a big sigh of relief. Your digital pink card will have special safeguards so it can’t be tampered with and cannot include features that monitor, track location, or collect, use or disclose personal information, without your knowledge and permission³.

This advancement is there to make life easier for Canadians and modernize the insurance industry. Having the option provides choice for drivers and hopefully, a little more convenience.

But before you rip up your magical little pink piece of paper, make sure to check the rules where you live. Currently, Alberta, Nova Scotia, Newfoundland and Labrador, Quebec and Ontario are all areas that accept the digital insurance as legal proof, with hopes the rest of Canada will be soon to follow suit.

There are a few things to note with your digital pink card. You can get email notifications when a new card becomes available to you. That means you’ll never get in a sticky situation carrying around an expired one. Are you worried about security and protecting your privacy? When you download your pink card to your digital wallet, you have the ability access it from the lock screen to restrict access to anything else on your phone and also pause on-screen notifications.

TD Insurance customer? Use the step-by-step tutorial available through the Digital Academy to add your digital pink card to your mobile wallet.

Want to review your policy or make changes? TD MyInsurance, our secure online service lets you easily manage your policies or check on the status of a claim.

Want to know more? Contact your TD Insurance Advisor today.

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