Small Business Insurance for Salons & Beauticians

Whether you are providing your clients with a trendy new hairstyle, the perfect manicure, a fresh facial or touch ups for life’s special moments – you are key in helping them unlock their confidence. Allow TD Insurance to help you find the customized coverage your business needs so you can remain confident in running your salon or beauty boutique with the protection you deserve.

Speak to a licensed TD Insurance Advisor 1-855-724-2883 

Why you need Salon or Beautician Insurance

  • Protect your property & equipment

    Protect your salon, equipment and tools from damages caused by insured events.

  • Mistakes happen

    Protection from lawsuits if your client believes you gave them the wrong hairstyle or manicure.

  • Business Income / Business Interruption

    Keep your income stable if you are forced to shut your salon or beauty boutique due to an insured event.

  • Shield your vehicle

    Protection for your commercial vehicle(s) that helps you get to your clients' homes.

TD Insurance Savings Commitment

With TD Insurance for Business, only pay for the coverage you need. And now, you could get up to 15% in discounts on your Commercial Property & Liability policy – speak to a licensed TD Insurance Advisor today.1

  • Bundle and save

    Save 5% when you bundle your commercial property & liability with your commercial auto policy.1

  • Alumni & Professional savings

    Save 5% for eligible Alumni and Professional Groups.1

  • TD Customer Loyalty Discount

    Save 5% for being an existing TD customer.1

Small Business Insurance for Salons & Beauticians

  1. Eyelash Technicians

  2. Facialists

  3. Nail Salons

  1. Hair Stylists

  2. Make-up Artists


Coverage Options for Salons & Beauticians

 

It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.


Claim Scenarios for Salons & Beauticians

Potential Claim:

One of your regular customers comes in for an appointment to have their hair coloured. A few days later, your customer contacts you to inform you that they have had an allergic reaction on their scalp and require medical treatment. They are seeking compensation for the damage caused.

Potential Outcome:

Your commercial general liability policy may cover any related legal fees and the related medical expenses incurred by the customer if you are found liable.

Potential Claim:

At your nail salon, a pipe in your ceiling bursts overnight, causing water damage to your inventory and equipment, including your nail polish rack, workstations and pedicure chairs. You also have to temporarily shut down your salon for repairs.

Potential Outcome:

Your commercial property policy may cover the damage caused to your inventory, including your nail polishes, and your equipment. If you have added Business Income / Business Interruption coverage, you may be covered for actual income loss sustained while your salon is shut down.


Need to make a claim?

Our TD Insurance Claims Advisors are ready to help make submitting a claim as easy as possible – we will support you throughout the entire process.

Call 1-855-724-2883 Call 1-855-724-2883

  • Get started with a quote online

    Get a customized quote for your business when you find the time, day or night. We know you are busy – let’s get you started right from where you are.

  • Insurance questions? Find the answers

    Can't find what you're looking for? Visit our TD Insurance Small Business FAQ page for additional help in answering your small business insurance-related questions.

  • Call us by Phone

    Licensed TD Insurance Advisors are ready to answer your questions and help you get started. Call us today.

    Mon-Fri 8am to 8pm
    Sat 9am to 4pm

    Call 1-855-724-2883 Call 1-855-724-2883

Have a question? Find answers here